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Personal Accounts
     Deposits | Loans | Additional Fees


Keeping your deposits in a local bank allows your money to work for your community. We offer a wide array of products to fit your financial needs.

Checking Accounts

Personal Checking Account
You must deposit $100.00 to open this account. If the account balance falls below $200.00 on any day of the month, a monthly fee will be imposed. Ask our customer service representatives how you can receive this account free.

5 Star Checking Account
A benefits plus account for a low monthly fee. Membership benefits include unlimited checking, credit card security, travelers advantage, hotel/motel preferred rates, accidental death insurance and many more features.

Royal 50 Checking Account
A personalized checking account with special benefits designed for our customers age 50 and over

Money Market Accounts
An interest bearing account that can be tiered for the higher balance customer. A deposit of $2,500.00 is required to open this account. The number of withdrawals to this account is limited.

NOW Account
An interest bearing account that requires an opening deposit of $1,000.00


Savings Accounts

Premier Savings Account
An interest bearing account that requires $100.00 to open. Withdrawals are limited.

Community Morr-Cash Savings Account
This account is an interest bearing account that requires an deposit of $1,000 to open. Withdrawals are limited

Community Connections Savings Account
This account is available only to those customers that maintain another deposit account with Community State Bank of Rock Falls. A deposit of $1,000.00 is needed to open this account and withdrawals are limited.

Christmas Club Account
This is an interest bearing account that can be opened with a deposit of $1.00. This club account can be opened at any time with the balance being paid out in October. No withdrawals are permitted on this account unless the account is closed.


Investment Accounts

Certificates of Deposit
A certificate of deposit may be opened with a minimum of $1,000.00. Maturities are for 3 Month, 6 Month, 12 Month, 18 Month, 24 Month, 36 Month, 48 Month and 60 Month. Please ask our customer service representatives for our special rate Certificates.

Individual Retirement Accounts
Our trained personnel can help you with our individual needs is setting up the account you need to fit your retirement plans.


Equal Housing Lender

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